Physical Damage Insurance for Heavy Equipment

PHYSICAL DAMAGE INSURANCE

YOU’VE BOUGHT THE EQUIPMENT. NOW LET GROFF TRACTOR HELP YOU PROTECT YOUR INVESTMENT.

No matter what brand or where you purchased your equipment, Groff Tractor & Equipment can help you protect your equipment when the unexpected occurs. Physical Damage Insurance (PDI) provides coverage to repair or replace equipment in the event of direct physical loss or damage.

INSURANCE YOU CAN TRUST

When it comes to buying physical damage insurance for equipment, you need someone you can trust and understands the conditions your equipment is put through on a daily basis. That’s why Groff Tractor partners the industry’s leading insurance providers. Our fully licensed Insurance Manager has the knowledge and expertise to ensure you get the right coverage you need. Call us today at (717) 591-3191.

FINANCING AVAILABLE

Premiums can be financed on retail installment contracts or lease agreements (retail contract).

SIMPLE ENROLLMENT

There are no complicated forms to complete.

NO WAITING PERIOD

Coverage is available immediately for eligible equipment.

GUARANTEED PREMIUM

Premiums will not change for the length of the policy term.

FLEXIBLE TERMS
Our insurance program offers terms of coverage for up to 60 months. This allows for you to match the insurance coverage to the term of your loan and protects your equipment from rising costs associated with annual renewals. Payment options include:

Upfront full (can finance this or pay cash, card or check)
Annual
Semi annual (2 times a year)
Quarterly

PROMPT CLAIM SERVICE

Provided by knowledgeable professionals who understand the equipment business.

ONE-STOP SHOPPING

Groff Tractor can help meet all of your heavy equipment needs.

Collision
Theft
Earthquake
Hail
Overturn
Wind
Fire
Vandalism
Flood
Tornado

REPLACEMENT COST BENEFITS

Provides a replacement benefit for most equipment types with an active loan or lease.

POLLUTANTS

Coverage of up to $10,000 per policy period is included to clean up or remove pollutants caused by a covered peril.

TIRES AND TUBES

Coverage is provided for the same perils as the rest of the equipment.

Most brands of agricultural and construction equipment are eligible for Retail and Direct PDI (Prior approval is required for any unit with a selling price greater than $500,000)

All Terrain Vehicles & Utility Vehicles (only if used in Agricultural applications)
Articulated Dump Trucks
Attachments (Hammers, Breakers, Augers, Diggers) when insured with eligible Major Units
Compaction Equipment
Cotton Strippers
Crop Production Equipment (Planters, Sprayers, Floaters, Manure Spreaders)
Cultivators
Dozers
Excavators
Forklifts, Rough Terrain
Graders
Harvesters, Grape / Sugar Cane
Hay & Forage Equipment (Balers, Windrowers)
Horizontal Directional Drills (HDD)
Land Levelers/Scrapers
Loader Backhoe
Mowers, Commercial
Planting & Tilling Equipment
Power Units / Generators
Self-Contained Cranes (Selling Price per unit must be under $250,000)
Skid Steer Loaders
Telescopic Handlers
Tractor Loaders
Tractors
Trailers (Livestock & Utility)
Trenchers
Tub Grinders – AG Use only (attachment type)
Chipper (non-forestry)
Wheel Loaders
Drum Rollers

The above list contains most common agricultural and construction equipment. Please contact Groff Tractor at (717) 591-3191 with any questions regarding eligible equipment not listed above.

Forestry/Logging Equipment or any equipment used in a forestry/logging application
Combines/Headers
Cotton Pickers
SP Forage Harvesters
Irrigation equipment
Trucks, Truck Trailers, Flatbeds or any units licensed for road use
Snowmobiles
Harvesting equipment used by custom harvesters, operators & cutters (Combines, Self-Propelled Harvesters, Cotton Pickers) are not eligible for Direct PDI coverage

Physical Damage Insurance

CONSTRUCTION EQUIPMENT